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Islamic Finance Key Principles Challenges And Performance Finance Essay - Free Essay Example

After redesigning my research objectives, I decided to change my research questions in order to make my subject more related to the corporate finance domain. The aim is to provide information for corporate finance managers dealing with a discipline that have a specific regulation, can be part of the current financial system and can bring to them new investment opportunities. The new research questions are: The main challenge with Islamic finance remains its position regarding to the conventional financial system. There are two main visions: The first one qualifies Islamic finance as an alternative system because of its size. On the other side, there is a vision that places Islamic finance as a viable financial system that could coexist with the conventional one. Johnson Douglas Clark (2008) said that Islamic finance is fast evolving from a niche within the global banking system to what may become in the next generation a track parallel to the conventional financial services. He argues his point of view by the development of Islamic wealth management services even if it doesnt exist at this time, because wealth coming from Islamic countries is integrated in to the conventional financial system. Aka Jahangir indicated in a report called World Islamic Finance report (2008) edited by Ernst Young that wealthy Islamic investors continue to choose conventional investment solutions over shariah compliant structures, justifying this opinion by supposing that the religious belief come after the inv estment performance. CIMB Principal (2010) evaluated the size and the importance of Islamic finance by the increase in the demand for the Islamic finance products. They mentioned that Muslims worldwide are estimated to 1.65 billion, which represents approximately 24% of the world population. They added that its an investment class that is open not only for Muslims but for non Muslims too. The openness of Islamic finance to all type of investors drives to an important challenge, which is the globalization of the Islamic finance. Johnson Douglas Clark (2008) said The faster the Islamic industry embraces globalization, the more apparent the commercial opportunity will become as Islamic bankers aim to compete the conventional names on price, pedigree and performance. This process will allow, in his point of view, Islamic finance to expand beyond its borders that are golf countries and south East Asia. Going global is a trigger for Islamic finance but it is difficult to build a global financial Islamic market. Johnson Douglas Clark (2008) pointed that investors have a tendency to invest in their local market because they have a good knowledge on opportunities. Moreover, divergences between scholars and shariah advisors in different countries can be a hurdle to globalization. CIMB Principal (2010) found that for example, in Malaysia, they have a full fledged Islamic capital market that have specific requirements such as shariah advisor appointed at a company level and a shariah compliance officer who checks if the transactions meet the shariah principles. For them, the shariah advisor must be familiar with the differences in shariah interpretation by jurisdiction. They admitted that these guidelines are different for other countries but they can be considered as a benchmark for the Islamic finance industry. Johnson Douglas Clark (2008) had a different opinion regarding this theory. He gave a good example of controversy dealing with an Islamic financial p roduct called WAD based SWAP. The divergence of the use of those products was between Sheikh Yusuf Tallal de Lorenzo of the United States and the industry leader Justice Taqi Usmani of Pakistan. Forte, G. and F. Miglietta (2007) confirmed Douglass point of view in their paper when they analyzed the Shariah boards. They compared the theory and the practical point of view. So, they mentioned the divergences to the different jurisprudential schools and the way they interpreted the religious texts. On the other hand they proposed the solution to this problem by delegating all the investment decisions to the Islamic indices that have already made a stock screening by eminent scholars. This lead us to ask several questions concerning global shariah standards but the main issue remains the global governance of this industry because it will bring more homogeneity and product innovation. At this time, there are no concrete findings and studies related to this specific issue. What are the key principles of the Islamic finance that makes it a dependent financial system? The key principles of the five Islamic finance pillars that regulate the Islamic finance services (Standard and Poors, 2008) are: The ban on interest The ban on uncertainty of speculation The ban on financing sectors like pork, gambling, weaponsÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚ ¦ The asset backing principle which predicts that each transaction must rely on a tangible asset The sharing principle of profit and loss between parties Those principles are underlying from two main primary sources. The first one is the holy Quran and the Sunnah  [1]  . In the ban of interest case, Allah said ÃÆ'â„ ¢Ãƒâ€¹Ã¢â‚¬  ÃƒÆ'â„ ¢Ãƒâ€¦Ã‚ ½ÃƒÆ'ËÅ" £ÃƒÆ'â„ ¢Ãƒâ€¦Ã‚ ½ÃƒÆ'ËÅ" ­ÃƒÆ'â„ ¢Ãƒâ€¦Ã‚ ½ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã… ¾ÃƒÆ'â„ ¢Ãƒâ€¦Ã‚ ½ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã‹Å" ÃÆ'ËÅ"ÃÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã… ¾ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã… ¾ÃƒÆ'â„ ¢Ãƒâ€¦Ã‚ ½ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã‹Å"ÃÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã‚ ¡ÃƒÆ'â„ ¢Ãƒâ€šÃ‚  ÃÆ'ËÅ"ÃÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã… ¾ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã¢â€ž ¢ÃƒÆ'ËÅ" ¨ÃƒÆ'â„ ¢Ãƒâ€¦Ã‚ ½ÃƒÆ'â„ ¢Ãƒâ€¦Ã‚  ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã¢â€ž ¢ÃƒÆ'ËÅ" ¹ÃƒÆ'â„ ¢Ãƒâ€¦Ã‚ ½ ÃÆ'â„ ¢Ãƒâ€¹Ã¢â‚¬  ÃƒÆ'â„ ¢Ãƒâ€¦Ã‚ ½ÃƒÆ'ËÅ" ­ÃƒÆ'â„ ¢Ãƒâ€¦Ã‚ ½ÃƒÆ'ËÅ" ±ÃƒÆ'â„ ¢Ãƒâ€¦Ã‚ ½ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã‹Å"ÃÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ÃƒÆ'â„ ¢Ãƒâ€¦Ã‚ ½ ÃÆ'ËÅ"ÃÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã… ¾ÃƒÆ'ËÅ" ±ÃƒÆ'â„ ¢Ãƒâ€šÃ‚ ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã‹Å"ÃÆ'ËÅ" ¨ÃƒÆ'â„ ¢Ãƒâ€¦Ã‚ ½ÃƒÆ'ËÅ" Surat Albaqara, Ayat 275. That means Allah authorized selling and prohibited Riba  [2]  . The prophet Muhammad confirmed this statement in his Sunnah when he said that: ÃÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã… ¾ÃƒÆ'ËÅ" ¹ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã‚   ÃÆ'ËÅ" ±ÃƒÆ'ËÅ" ³ÃƒÆ'â„ ¢Ãƒâ€¹Ã¢â‚¬  ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã… ¾ ÃÆ'ËÅ"ÃÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã… ¾ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã… ¾ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã‚ ¡ ÃÆ'ËÅ" µÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã… ¾ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã‚ ° ÃÆ'ËÅ"ÃÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã… ¾Ãƒ Æ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã… ¾ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã‚ ¡ ÃÆ'ËÅ" ¹ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã… ¾ÃƒÆ'â„ ¢Ãƒâ€¦Ã‚  ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã‚ ¡ ÃÆ'â„ ¢Ãƒâ€¹Ã¢â‚¬  ÃƒÆ'ËÅ" ³ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã… ¾ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ ÃÆ'ËÅ" ¢ÃƒÆ'â„ ¢Ãƒâ€ Ã¢â‚¬â„¢ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã… ¾ ÃÆ'ËÅ"ÃÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã… ¾ÃƒÆ'ËÅ" ±ÃƒÆ'ËÅ" ¨ÃƒÆ'ËÅ" ÃÆ'â„ ¢Ãƒâ€¹Ã¢â‚¬  ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ÃƒÆ'â„ ¢Ãƒâ€¹Ã¢â‚¬  ÃƒÆ'â„ ¢Ãƒâ€ Ã¢â‚¬â„¢ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã… ¾ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã‚ ¡ ÃÆ'â„ ¢Ãƒâ€¹Ã¢â‚¬  ÃƒÆ'â„ ¢Ãƒâ€ Ã¢â‚¬â„¢ÃƒÆ'ËÅ"ÃÆ'ËÅ" ªÃƒÆ'ËÅ" ¨ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã‚ ¡ ÃÆ'â„ ¢Ãƒâ€¹Ã¢â‚¬  ÃƒÆ'ËÅ" ´ÃƒÆ'ËÅ"ÃÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã‚ ¡ÃƒÆ'ËÅ" ¯ÃƒÆ'â„ ¢Ãƒâ€¦Ã‚  ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã‚ ¡ÃƒÆ'ËÅ"Å’ ÃÆ'â„ ¢Ãƒâ€¹Ã¢â‚¬  ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã… ¡ÃƒÆ'ËÅ"ÃÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã… ¾ ÃÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã‚ ¡ÃƒÆ'â„ ¢Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ ÃÆ'ËÅ" ³ÃƒÆ'â„ ¢Ãƒâ€¹Ã¢â‚¬  ÃƒÆ'ËÅ"ÃÆ'ËÅ"à ƒâ€šÃ‚ ¡, reported by Imam Muslim. The meaning of this Hadith  [3]   is that the prophet damns the one who eats Riba (uses money issued from interest to satisfy his needs), the one who gives it to eat, the one who writes it as an act and the one who assist to this act and they are all the same. For this example, the statement is clear and the texts give a clear judgment. However, in other cases texts are not clear and need interpretation from qualified scholars. Therefore, a secondary source has seen the light. Its called jurisprudence and its main objective is to bring explanation and interpretation of complicated religious texts. At this level, findings are mainly written by classic scholars such as: Imam Al Bukhari and Imam Muslim in Arabic language. It was hard to find those books but I focused on some modern literature that discussed those principles. International organization of securities commission (IOSCO, 2004) has realized a report where they describe the sha riah principles. It was a basic presentation with no practical examples. They explain that there is a link between shariah rules that have an ethical foundation and socially responsible investment without highlighting which principle is related to ethics.In this report, IOSCO havent discussed several issues regarding the application of shariah rules in current financial market. Herbert Smiths report on Islamic finance guide la finance islamique (2009) detailed the shariah ruling and its practical application. This report made an analysis of shariah principles and prohibitions, raised a problematic dealing with shariah compliance between eastern and western sides, and highlighted practical techniques of Islamic financing with an analysis of the process from a general shariah point of view. On the other hand, the report included three real examples of innovative transactions. It adopted a comparative approach between the three transactions and examines issues on these modern applications with Shariah criteria. This report provides a new approach regarding modern issues of shariah principles but there is a need of further analysis to fulfill the gap that exists between religious and jurisdiction texts and the application of new and innovative Islamic financial product that make this industry competitive and viable. How Islamic investment funds perform in the global market compared to the conventional investment funds? Findings and researches dealing of the measure of performance of Islamic investment funds versus conventional funds are few. This can be explained by the lack of data and reliable information for this type of funds. Moreover, many Islamic investment funds have not a long tracking record because they were launched in the latest years. As a result, financial analysts havent a good overview of long term performance of these funds. However, there are some studies that were conducted with a small sample of funds. Edward Tower and James Dean (2010) have done small research for a conference dealing with Islam and economic development. They have chosen a sample of four Islamic mutual funds that are located in the United States in order to evaluate them against benchmarks. They have found some interesting results: Two of those funds over performed the benchmark even if they had higher expense ratios. The two other funds underperformed the benchmark; they justify this result only fo r one fund. They explain that this fund was launched less than six months so there is not a sufficient tracking record to explain its relationship to the index. Finally they concluded their paper by assuming that the turnover rate of Islamic funds which is low can be a key factor to their over performances of indexes, and this was clearly highlighted for the two first funds of the sample. In addition to this they focused on the fact that Islamic funds use a lot of screening and valuation of stocks that meet shariah principles is positive and can facilitate the portfolio construction. The results of this study cannot be a reference because of the sample size and the geographical concentration; Said Al Fakhani and M. Kabir Hassan have realized in 2005 a deeper study of Islamic mutual funds performance. First, they noticed that sources of data were very limited. Although, they managed to make their study with a reasonable sample of 46 funds with a minimum track record of tw o years for a period starting from 1st January 1997 to 31st August 2002. In their study, they chose funds with different geographical regions and different sectors that were classified into eight categories. The performance of those funds was assessed compared to two market benchmarks, an Islamic index and a conventional one. This methodology is very suited for this type of studies but the findings of this one were so general with no concrete statistical conclusion: S. Al Fakhani and M. Kabir Hassan said Our findings suggest that the behavior of Islamic mutual funds does not differ from that of other conventional funds, with some shariah-compliant mutual funds over-performing their benchmarks and others under-performing them. However, they gave a good remark concerning Islamic mutual funds which have a strong performance during the recession period explained by improving performance with time and managers gaining experience. Finally, there was a recent study conducted by Fadil lah Mansour and M. Ishaq Batti (2009) measuring the performance of Islamic mutual funds in Malaysia. This latter was chosen by them as its considered among leader countries in Islamic asset management industry. This study is relevant as the sample of fund studied is 535 funds. In their conclusion, they found the same qualitative result as M. Kabir Hassani and Said Al Fakhani (2005). They noticed that there is a strong correlation between Islamic mutual funds and conventional ones. Furthermore, they provide a statistical conclusion when they stated that higher growth rates were registered for Islamic mutual funds. They explained the statement by three factors which are stability expectations, higher growth rate and resilience during crisis.

Hamlet Character Analysis - 918 Words

In the play Hamlet, Shakespeare raises the question regarding deception and the differences between â€Å"seeming† and â€Å"being†. Each character is trying to decipher what each other are truly thinking, contrary to what they are pretending to think. Shakespeare sets Hamlet up to illustrate the complexity of how one must deceive others to reveal the truth.  ¬Ã‚ ¬The coexistence of appearances and reality develops as the Danish court gets engulfed in a web of corruption, lies and deception. Through how Shakespeare develops his characters, specifically Hamlet, it reveals the tension between reality and illusions which allows the reader to question what is real and what is a product of our illusions. Regarding character development, Shakespeare really†¦show more content†¦From a reader’s perspective, there should be no doubt to the artificiality of his insanity. Hamlet’s â€Å"antic disposition† reveals Hamlet’s wit in which even Po lonius recognizes when he claims, â€Å"through this be madness, yet there is a method in t’† (II.ii.195). A truly mad person does not have a method to his madness, which is a result of a force other than will. Even though Hamlet initially has control over his madness, as the play progresses Hamlet gradually loses the power to control his â€Å"antic disposition†. Hamlet explains how â€Å"thus conscience does make cowards of us all, and thus the native hue of resolution is sicklied o’er with the pale cast of thought† (III.i.84-86) and how his conscience is holding him back from getting revenge, but his obsession with killing Claudius only serves to pull Hamlet away from his conscience. His obsession for revenge only serves to exacerbate his madness therefore, controlling Hamlet. Shakespeare also begins to question the extent in which a lie can possibly become the truth if acted on for long enough, establishing dramatic tension in Hamlets fate. Sha kespeare utilizes Ophelia to describe Hamlet’s â€Å"antic disposition† as well as how it affects her character. An important scene that affect’s Ophelia is when Hamlet tells her to â€Å"get thee to a nunnery† (III.i.138). Hamlet denies ever having love Ophelia after revealing that he did love her once. It is ambiguous if this is just a gameShow MoreRelatedAn Analysis of the Characters in Hamlet Essay1592 Words   |  7 PagesAn Analysis of the Characters in Hamlet Hamlet by William Shakespeare has been considered by many critics as one of the best plays in English literature. It has also been considered as one of the best tragedies among the many Shakespeare wrote. It is a story which revolves around this person called Hamlet, prince of Denmark. It is set in the Elizabethan times in the 16th century. 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In Act 1, Scene 2 (Gertrude) (Lines 141-145) Quote â€Å"That he might not beteem the winds of heaven Visit her face too roughly.—Heaven and earth, Must I remember?† In this first part from line 141 to 143 Hamlet says â€Å"Oh God, do I have to rememberRead MoreThe Analysis of the Character Ophelia on Hamlet Essay1297 Words   |  6 PagesIn William Shakespeare’s Hamlet, Ophelia is the most static character in the play. Instead of changing through the course of the play, she remains suffering in the misfortunes perpetrated upon her. She falls into insanity and dies a tragic death. Ophelia has issues surviving without a male influence, and her downfall is when all the men in her life abandon her. Hamlet’s Ophelia, is a tragic, insane character that cannot exist on her own. In Elizabethan times, Ophelia is restricted as a woman. SheRead MoreHamlet Character Analysis Essay1408 Words   |  6 Pagesout at the bond of brotherhood with a lethal blow is to tear at the foundations of an entire family, as members scramble in reaction to the completely distorted dynamic. The Bard’s magnum Opus, Hamlet, attempts to deal with the effects of such a blow after Claudius, the proverbial Cain, slays King Hamlet, the stand in for Abel. However, the familial relations affected are significantly more complicated, being elevated to the political stage and invlovling a perverted inscet. Furthermore, after killingRead MoreAnalysis of Ophelias Character in Shakespeares Hamlet Essay1159 Words   |  5 PagesIn the English play Hamlet, Shakespeare incorporates deep analytical thought in his writing by the use of character, symbolism, and motifs. Specifically, readers can find these characteristics through analytical reading of the character Ophelia. 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Faced with evidence that his uncle murdered his father, Hamlet becomes obsessed with proving his uncles guilt beforeRead MoreCritical Analysis of Hamlet: Character Analysis and the Themes of Revenge and Manipulation1851 Words   |  8 PagesThe play Hamlet is a text that despite its age and Elizabethan linguistic style is still resoundingly relevant to today’s modern audience due to its ability to move past time related contextual barriers and capture the universality of the human condition with its infinite confusion as evident in the character of Prince Hamlet, its ability to influence and manipulate as well as its reaction to such manipulation, revenge. The character of Hamlet himself is very relatable today especially to youngRead MoreCharacter Analysis of Gertude in Shakespeares Hamlet607 Words   |  2 PagesI do believe that Gertrude is still a mother to Hamlet as well. Gertrude’s care for Hamlet is evident from her first lines in Act 1, wherein she begs Hamlet to â€Å"cast nighted color off† in an attempt to bring him out of two months of mourning. This shows her love for him in that she is concerned about him in his sad state of mourning. In Act 2, Gertrude asks Rosencrantz and Guildenstern â€Å"instantly to visit too much changed son† in order that they might discover the cause of his seeming insanity. ThisRead MoreCharacter Analysis of Ophelia in Hamlet by William Shakespeare808 Words   |  3 Pagesidentify with. Of all the characters in the play Hamlet, the one I liked the most is Ophelia. Shakespeare portrayed her beautifully and put all his emotions into Ophelia’s character. Ophelia showed the exact image of the majority of women from my home country. In the play Hamlet, Ophelia was the most innocent, meek, but distraught character. Ophelia was a young, innocent girl, who was spirited and was the age of daydreamers. 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The Learning Experience of Huck Funn in The Adventures of...

Mark Twain’s novel, The Adventures of Huckleberry Finn, is a story of a boy, Huck Finn, who runs away from home and travels down the Mississippi River with a â€Å"runaway nigger† named Jim. Huck’s father, Pap, is a drunken low life who doesn’t seem to care for his son. He comes from a poor, troubled family and isn’t very educated which is something he seems to embrace. â€Å"Huck Finn runs away not only from an abusive father but also from his good-intentioned guardian, Miss Watson, who tries to civilize Huck, educate him, and make him a Christian† (Sienkewicz). Whether he knows it or not his journey down the river isn’t just an escape, it is a learning experience. Huck learns a few life lessons from dealing with his conscience, to friendship and†¦show more content†¦His whole life has been taught that â€Å"niggers† are property and are not meant to be free but In his heart he knew helping Jim was the right thing to d o, no matter what anybody else says. â€Å"both Huck and Jim are depicted as characters who are capable of learning from their own mistakes, empathizing with others, and acting on the behalf of others† (Evans). As the journey down the river continues they run into two con men. These men pretend to be the Wilks brothers in order to rob this family of all of their possessions. Huck couldn’t see them do this poor family wrong. He spends some time really contemplating telling one of the girls, Mary Jane, the truth about these liars (Twain 175). He knows inside that it is the right thing to do but he doesn’t want to put himself at risk. He plans out every little detail of how he is going to tell her and how he is going to expose these men (Twain 175-178). His actions result from his sympathy for others and his conscience and show major growth as the story continues. True friendship is something you didn’t see very often back then between a little white boy and a grown black man. True friends care and only wish the best for each other. One foggy night Huck and Jim got separated. Huck found the raft again with Jim on it sleeping. He wakes him up and Jim was so happy to see him because he was so worried and thought he was dead (Twain 83). Huck tries to play a trick on Jim and tell him he was only

Missing Women free essay sample

Missing Women BY shenool 2 There is a huge number of missing women in Canada, and an extremely large number of these women are Aboriginal. Why do Aboriginal women seem more vulnerable? The majority of these missing Aboriginal women were living on the streets, living in poverty and working in the sex trade industry before their disappearances. Why were all of these women in the same situation? I believe that the Conflict Theory explains the hardships, the abuse and the discrimination that each of these women faced before they went missing. The Conflict Theory states that society is marked by power struggles over scarce resources; inequities result in conflict; social change is inevitable. Since the theft of Aboriginal land and destruction of traditional ways of life, many First Nations people live in extreme poverty that has lasted for generations. This removal of First Nations people from their land caused great hardships and a breakdown in their traditional systems causing a great deal of dysfunction within their own communities. These dysfunctions lead to physical abuse and substances abuse. The Conflict Theory also states that people are inherently good, but are corrupted by society and its economic structure. For the Aboriginal people economic factors served as the initial catalyst for change within Aboriginal societies. Aboriginal people were first directed away from hunting into the economic order of the fur trade society. Gradually, more and more of them became removed from the land and went into settlements with a welfare economy. These changes to Aboriginal lifestyle distorted their traditional way of life. Again causing more hardships and poverty. Inequality; the dominance of groups of people over other groups of people; oppression and exploitation, it is probably the biggest obstacle that Aboriginal people faced after the introduction of residential schools for Aboriginal children. Children were removed from their families and homes at a young age, some to return eight to 10 years later, some never to return. The ability to speak Aboriginal languages and the motivation to do so were severely undermined. Aboriginal students were taught to devalue everything Aboriginal and value anything Euro-Canadian. The damage done by residential schools is evident today as Aboriginal people, long deprived of parenting skills, struggle with family responsibilities. The victimization of Aboriginal women accelerated with the breakdown of Aboriginal cultural values and the abuse suffered by Aboriginal children in the schools contributed to family breakdown. This began a cycle of abuse in Aboriginal communities, with women and children being the primary victims. Aboriginal women and their children suffer tremendously as victims in contemporary Canadian society. They are the victims of racism, of sexism and of inconceivable levels of domestic violence as well as incomprehensible crimes like murder. The tragedy of missing Aboriginal women runs deep into the history of Aboriginal dispossession and discrimination; its not Just about missing Aboriginal women; its health issues, housing issues, economic security, drug and alcohol abuse, mental health, racism, and all of those social factors that create a situation of Aboriginal women becoming victims. issues for women. Canada has failed to provide adequate assistance to women and irls living in poverty. There is a huge link between poverty, lack of adequate housing, and violence especially for abuses suffered by Aboriginal women and girls. Poverty and economic dependence, combined with racism and indifference from legal authorities, make Aboriginal women easy prey for violent men, and violence is difficult for them to escape. Women in Canada who are living in poverty, and who have only inadequate social assistance incomes to rely on, as is the case for many Aboriginal women, are at high risk of violence and are less able to escape from it. Canadas failure to fulfil the social and economic rights of the most disadvantaged groups of women is a direct cause of violations of their rights to security. The violations of the social and economic rights of Aboriginal women cannot be separated from the violations of their civil and political rights. Poverty rates for Aboriginal women are extremely high. In addition, all of the other indicators of equality and well-being, educational attainment, health status, income level, housing adequacy, participation in paid work, and rates of child apprehension reveal an ntrenched pattern of inequality and dismal conditions of life for Aboriginal women. In Canada, a large number of Aboriginal women are in street prostitution. They experience very high levels of violence. Aboriginal women and girls are coerced into street prostitution by their impoverished conditions, and by early experiences of violence and sexual abuse both in their own communities, and in the broader society, which also makes them easy targets for heinous crimes. Well-designed strategies are needed to support Aboriginal women and girls so that they can exit prostitution. Conditions for Aboriginal women and girls will not change until strategic and co- ordinated policies are put in place by the Government of Canada, working in co- operation with provincial and territorial governments, to address and reverse the specific disadvantages of Aboriginal women and girls. In short, Canada has not taken responsibility for identifying and correcting this problem. It has not acknowledged the social and economic disadvantages of Aboriginal women and girls that are a main cause of their vulnerability to violence, or taken any steps to address the failure to fulfill their social and economic rights.

Whaling In Us Compared To Japan Essays - Whaling, Hunting

Whaling In Us Compared To Japan Did you know that in the last 50 years over two million whales have been killed? The United States views whaling very differently than Japan does. It is a complicated and controversial topic. Many people have opinions about whale hunting. However, everyone should know both sides of the whale hunting issues before they act on the issue. To start out I am going to tell you a little about whaling. The first whale hunters were in the prehistoric times. At first they would just kill and eat beached whales. That became such a habit that they started hunting them. Most whale hunters use harpoons, guns, lances, or bombs that blow up inside the whale. They use catcher boats, or kayaks. In 1925, whalers developed factory ships that could hold 12 catcher boats and a crew of about 400. These ships had radar under the boat that could detect where the whales were. These boats are what made it so easy to hunt whales. In 1931, the International Whaling Convention began. The major whaling countries formed the IWC to protect whales from being over hunted and to regulate the whaling industries. The main duty of the IWC is to keep under review and revise the measures laid down in the Schedule to Convention, which governs the conduct of whaling throughout the world. These measures provide for the protection of certain species; designate specified areas as whale sanctuaries; set limits on the numbers and size of whales which can be taken; have open and closed seasons and areas for whaling; and prohibit the capture of female whales accompanied by calves. The United States stopped whale hunting in 1940 because of the International Whaling Convention and also because Congress made an U.S. code on whale hunting. The United States never depended on whale meat like Japan. They mostly whale hunted for a hobby. The Congress feels that whales are a unique resource of great scientific interest to mankind and are a vital part of the marine ecosystem. Man has overexploited whales for many years, highly reducing species and endangering others. The United States has extended its responsibilities to protect all marine animals. They think that whales are a particular interest to citizens of the United States. Japan started whaling way back in the 2nd Century BC. They whale because they have whale meat as part of their diet. In 1946, whale meat was not considered special food anymore but was necessary to keep the Japanese healthy and alive because they depended on it for so long. People ate whale meat as a source of protein whether they liked it or not. In 1947, about 47% of the total animal protein was whale meat. Until the 1960's, whale meat continued to be their main source of protein. In 1962, the whaling industry recorded 226,000 tons of whale meat; this was the highest amount throughout the history of the Japanese whaling. The percentage of whale meat consumption compared to the total animal meat consumption was 23% in 1964. (whalenet 1) Whale meat was the only meat served in school lunches, which began in 1947 and continued until the mid-1950. After that, pork and chicken began to be served in school lunches and the amount of whale meat decreased. In the mid-1970's, whale meat was u sed more than any other meat and today it still is but has reduced highly since then. In the United States there is an Indian Tribe that is still whaling. This Tribe is called the Makah Indians. They are from the western state of Washington. They are allowed to hunt because the IWC believes that whaling has been in their tradition for so long that it is all right. Whaling has been a tradition of the Makah for more than 2000 years. They had to stop in the 1920's due to there not being many gray whales still alive. The gray whales' abundance now makes it possible for them to hunt again. One Makah Indian says, ?I feel that our health problems result, in some degree, to the loss of our traditional diet of seafood and sea mammal meat. We would like to restore the meat of the

Dialogue Dos and Donts

Dialogue Dos and Donts Dialogue Dos and Donts Dialogue Dos and Donts By Erin In the post Show, Dont Tell, I mentioned dialogue as one of the ways you can â€Å"show† your reader what’s happening in a scene. Effective dialogue is an essential part of both fiction and creative nonfiction writing. Good dialogue can be tricky. It needs to move the story forward and reveal important character information without seeming artificial. It needs to seem realistic without actually being realistic. Confused? Let’s break it down. Here are some things good dialogue should do: It should follow some simple grammatical rules. Dialogue should be enclosed within quotation marks. Each new line of dialogue is indented, and a new paragraph should be started every time a new person is speaking. It should be concise. Long, wordy passages of dialogue might seem like a good way to get information across, but they can be tedious for the reader. It should communicate character information. Good dialogue lets the reader know something about the person speaking it. It should be broken up with action. People don’t typically stop everything when they talk. They fidget. They keep washing the dishes. They pace. Don’t forget that your characters aren’t static. And here are a few dialogue don’ts: Don’t get too crazy with dialogue tags. Usually, a few well-placed â€Å"he saids† or â€Å"she replieds† will do the trick. If your dialogue is well-written, it should be clear who is speaking, even without the tags. Don’t go overboard with backstory. You should never use dialogue to tell the readers things your characters already know. Don’t use too much dialogue. Your readers don’t need to know everything your characters say, word-for-word. Dialogue should be chosen carefully. Don’t try to be too realistic. Our actual speech wouldn’t make great dialogue. We say â€Å"um† and â€Å"uh† a lot. We trail off in the middle of sentences. We change subjects without warning. Good dialogue should approximate real speech, not mimic it. To give you an example of what dialogue should look like here’s the opening of a short story I wrote, titled Me: What do we do now? Shadows from the single candle flickered on Heathers face. It masked the basement smell with green apple. She rolled her eyes at me. Nothing, Kristy. Just wait. I sighed. I was sick of waiting. My arms, and my butt, were starting to hurt. I drummed my fingers impatiently on the plastic pointer thingy. Stop it, Heather hissed. Youll make them mad. Make who mad? The spirits, stupid. Right. The spirits. Like I really believed the spirits were going to talk to us on a piece of Parker Brothers cardboard. The words exchanged between Kristy and Heather let us know something about their respective moods and character traits. In just that brief opening, we already know something about them. So how can you improve your dialogue? Read. Pay attention to what your favorite authors do well, and what they dont. Listen. Pay attention to what natural speech sounds like, and be sure to use those natural rhythms in your writing. Read aloud. Read your own dialogue out loud, to yourself or to a friend, to test yourself. Youll be writing dialogue like a pro before you know it! Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Fiction Writing category, check our popular posts, or choose a related post below:Compared "to" or Compared "with"?Confused Words #3: Lose, Loose, Loss45 Idioms with "Roll"

Autobiographical Essay Essay Example for Free

Autobiographical Essay Essay My first encounter with fear to a high extent was when I was six years old. I was riding in the car with my mom who was under the influence of alcohol. The fear that rushed through my veins made me think that something as horrible as death could happen. My older brother and younger sister were both in the car. We then pulled into the parking lot of a liquor store. My heart sank to know that my mom was consuming more alcohol to make her blood alcohol level rise. My mom stepped out of the car into the cover of darkness and walked into the store to purchase a fifth of whiskey. When she walked out of the store, I thought to myself that something really bad was going to happen that night. When my mom returned to the car, I looked deep into her eyes and asked her, â€Å"Can you please take us home before anything bad happens?† She looked at me and said, while slurring her words, â€Å"Everything is going to be okay.† I knew that everything was not going to be okay. My mom then started the car, reversed, and drove out of the parking lot of the liquor store to run over the island in the middle of the road. The car tilted from side to side and back onto the smooth road to safety. As I looked out of the window of my door with water filling my eyes, I blurrily saw cops drive past us as though we were invisible. Every part of me wanted to spring out of my car door and bring attention to the danger that was in the atmosphere. Every time a chance came, I let it slip by because I was afraid that my mom would scream at me. All I wanted to do was fall asleep and wake up in my comfy bed at home, but I knew that was impossible. We had been driving for what felt like an hour but it was only five minutes. After I blinked the water from my eyes, I realized that we were in the parking lot of Papa Murphy’s. My mom sent my older brother in to go and get the pizza that she had ordered earlier that afternoon. When he returned my mom got off the car and walked over to a group of guys standing outside of a bar and started hitting on them making a complete fool of her. As I watched those guys scan her body, disgust over took my body. As soon as her door clicked shut, I unbuckled my seatbelt, grabbed to fifth of whiskey out of the cup holder, opened my door, and through the bottle at a nearby tree. The glass bottle shattered into tiny pieces onto the grass around the tree. The relief that rushed through my body gave me hope and actually made me believe that  everything was going to be okay. After my mom finally got back into the car, she looked back at me and my sister in the back seat and said, â€Å"I’m taking you home to eat dinner with your dad now.† When those words came out of her mouth, I was filled with joy. When we finally pulled into our driveway, I unfastened my seatbelt in a flash and bolted into the house, turned the oven on, and ran into my dad’s loving arms as tears ran down my face. The comfort and loving care I felt as my dad wrapped his arms around me, made me know that I was safe. My dad then looked down at me and said with a serious look on his face, â€Å"I’m going to go and talk to your mom and see what she wants to do.† When he closed the slider door behind him, I heard my mom raise her voice in a way that made you think someone was dying. I ran to the slider door to see what was happening. The look on my dad’s face brought tears to my eyes. He was so sickened to see my mom drown herself in alcohol. My mom through her hands into the air, got back into her car, and drove away angrily. My dad then came up the steps of our deck as though he just found out that he had only a week to live. When he finally reached the door, he looked up to see the dry tear marks down my face, opened the door, and embraced me. We then walked into our living room to see my brother and sister watching Sponge Bob, we joined them. My dad then slowly walked into the kitchen to place the pizza in the oven. After about twenty minutes, we all sat down together and had dinner. Soon after, my dad looked at us three kids and said with a smile, â€Å"I have a surprise for you guys!† I looked at my siblings and saw life come into their eyes. My dad then went into the other room and came back out with an enormous bag of candy. As soon as he placed the bag on the table, we kids dog piled that bag of candy like it was the last supply of food on the earth. After we were all satisfied with candy sticking to our faces, we all went into the living room to watch a movie. I sat next to my dad while my siblings sat right in front of the 60 inch television. After, I finally fell asleep in my dad’s arms watching Popeye, I felt secure and safe. The next morning, I woke up to my dad saying to me, â€Å"Your mom got a DUI last night and she has to spend some time in jail.† When I heard that, I immediately thought that maybe my mom had either caused an accident or possibly even killed someone. We then immediately left the house to see if we could go and bail my mom out. We  couldn’t. She had to spend 4 days in jail. Those 4 days were the longest days ever. I loved my mom so much but I hated her when she was under the influence. Losing emotional connection from my mom was a hard thing to go through. I was a â€Å"daddy’s girl† so, my mom just always thought that my dad had to only be there for me. Even when they divorced she was never there for me emotionally. Ever since that day we’ve never emotionally connected. She confessed to me that she had to shut me out because I reminded her of my dad. Aside from all the chaos, I learned a very important lesson; never drink and drive. Experiencing this moment, made me know that alcohol affects everyone; the devout Christian, the highest paid employee, the people who swore they would never drink, and even the Lindsay Lohan’s. I knew from that moment on that if I even dared to drink alcohol, I would not do it front of my children or drive. Ten years after this encounter, my mom has lived her life as a recovered addict from alcohol. She saw how her drinking effected everyone she loved; her kids, husband, mom, dad, nieces, nephews, etc. From that moment on, my mom decided that she wouldn’t use alcohol as a numbing device to the pain. She hasn’t even touched the smallest bit of alcohol since. I am proud of her and am happy to see her live her life in freedom instead of bondage. That day made me know that I didn’t want to be seen by my kids, drinking and driving. I believe this moment was put in my life just so that I would now not to make the mistakes that my mom made and actually live my life in peace. Autobiographical Essay. (2016, Jun 01).

Physics Essay Example | Topics and Well Written Essays - 1250 words

Physics - Essay Example The heat that is produced will be calculated from the amount of carbon dioxide that is produced. For a mile, the heat that is produced seems to be high in the first mile than in the next miles. The reason behind is that, in the first mile, there are additional heat changes that are produced as the automobile begins to accelerate (Stapleton, 200). Due to the fuel economy that has been used as a technique of manufacturing many automobiles, the amount of heat that is produced is limited since the automobiles are more automated. A modern car will produce less heat in a short period since the amount of petrol and diesel that is burned is less. When the amount of fuel that is burned in a short period is less, the heat that will be produced will be less. The size and density of the automobiles engine will also contribute to the amount of heat that will be produced. A big-sized engine is likely to produce more heat when compared to a small engine-sized automobile. In calculating the amount o f heat that is produced in a mile, we will have to calculate Gallons per mile to get the real heat produced (Stapleton, 125). 2. What is the average temperature of the exhaust gas? The exhaust gas is estimated to have the same temperature to that of the engine at that particular time. It is usually tricky get the temperature since the exhaust gas since after it comes outside the engine other external factors immediately affect. Another factor that is likely to affect the real value of the temperature is the fact that the measurements will be calculated away from the place where combustion takes. The exhaust system as a whole will affect the right temperature of the exhaust gas (Stapleton, 112). In a case where gasoline and air are mixed in a proportion that will lead to complete combustion, the temperature of the exhaust gas is estimated to be 1500 F ranges. This temperature is estimated to be very high to cause catastrophe in the engine. Therefore, it is said that in most cases com plete combustion does not occur (Stapleton, 205). Manufactures at most times will manufacture vehicles with a limited space for combustion so that complete combustion does not take place. At most, a case, the temperature that is estimated by manufactures is 1200 F to 1300 F range. This temperature can withstand the harsh conditions in the engine. When the temperatures range at these temperatures, the functioning of the engine will be proper. At proper temperatures, the combustion that will take place will be favorable functioning of the engine. At high temperatures, the pressure will be minimal thus proper working of the engine (Stapleton, 99). 3. Design a method to reclaim the thermal energy from the exhaust? It can be either electrical or mechanical energies The energy that is produced in the exhaust is in the most cases wasted into the atmosphere. This energy can be reclaimed through various methods. Some of them have been tried out but they have not showed any positive results. The methods to claim the energy can be electrical or mechanical. In my case, I am going to design an electrical method of reclaiming the energy (Stapleton, 211). In my model, the apparatus will be electrical wires that can be identified as positive and negative, cathode, and anode. In the model, the connections will bring from the combustion chamber where the exhaust gas will be directed